All important Spanish banks have a dependency in Tarifa. The biggest problem is the long waiting time spent for any transaction, all year round.

Most Bank staff is not exactly very motivated, and strange regulations for payments are very often seen. If you want to pay your phone, electricity or similar bills, you can do that only Thursday mornings from 8 to 9. This ridiculous rule is mainly to get people that bored that they agree an automatic charge of their account. This is very convenient, but Telefonica for example is famous for charges before asking, leading to years of battle to get your money back.